Risk Disclosure

1. Nature of the Platform

Algofy Trading is a quantitative research, analytics, backtesting, and AI-assisted strategy development platform intended for:

• –educational purposes
• –research purposes
• –historical analysis
• –simulated and paper trading
• –charting and analytics
• –market intelligence workflows

Algofy Trading does NOT currently provide:

• –investment advisory services
• –brokerage services
• –portfolio management services
• –execution of trades on behalf of users
• –guaranteed profits or returns

Nothing on the Platform constitutes financial, investment, legal, or tax advice.

2. Trading & Investment Risk Disclosure

Trading and investing involve substantial financial risk.

Users acknowledge that:

• –markets are volatile and unpredictable
• –losses may exceed expectations
• –trading strategies may fail
• –historical performance does not predict future performance
• –backtesting results are hypothetical
• –simulated trading differs from live trading conditions

Users remain solely responsible for:

• –evaluating strategies
• –conducting independent research
• –trade execution
• –risk management
• –compliance with applicable laws and regulations

Algofy Trading shall not be liable for trading losses, missed opportunities, or market-related damages arising from use of the Platform.

3. AI & Analytics Disclaimer

The Platform may provide AI-assisted features, analytics systems, scanners, indicators, charts, alerts, or automated insights.

Users acknowledge that:

• –AI-generated outputs may contain inaccuracies or hallucinations
• –analytical systems may produce incomplete or delayed information
• –alerts may fail or be delayed
• –market data may contain inaccuracies
• –strategies generated or analyzed through AI tools are informational only

AI-generated outputs should not be interpreted as investment advice or guaranteed trading signals.

Users remain solely responsible for verifying and evaluating all outputs generated through the Platform.

4. Market Data & Third-Party Services

The Platform may rely on third-party providers for:

• –market data
• –AI infrastructure
• –cloud hosting
• –analytics systems
• –future broker integrations

Algofy Trading does not guarantee uninterrupted availability, completeness, or accuracy of third-party services or data sources.

Third-party outages, delays, API failures, or infrastructure interruptions may impact Platform functionality.

5. Future Broker Integrations

Algofy Trading may in the future integrate with third-party brokers, exchanges, or execution APIs.

Users acknowledge that:

• –APIs may fail
• –orders may be delayed or rejected
• –connectivity interruptions may occur
• –market conditions may affect execution quality

Users remain solely responsible for monitoring and authorizing trading activity.

6. Subscription Plans

Certain Platform features may require paid subscriptions.

Subscription plans may include:

• –monthly billing
• –annual billing
• –feature-based usage limits
• –free-tier limitations

Pricing, usage limits, and feature availability may change over time.

7. Billing & Payment Processing

Payments may be processed through third-party payment providers.

By purchasing a subscription, users authorize recurring billing where applicable.

Users are responsible for:

• –maintaining valid payment methods
• –applicable taxes
• –reviewing subscription terms before purchase

Failure to complete payment may result in suspension or limitation of paid features.

8. Refund Policy

Due to the digital nature of the Platform, subscription fees are generally non-refundable once access to paid features has been granted.

However, refund requests may be reviewed on a case-by-case basis for circumstances including:

• –duplicate charges
• –billing errors
• –technical failures preventing reasonable platform access

Refund eligibility, where approved, shall remain solely at the discretion of Algofy Trading and applicable payment providers.

Users may cancel subscriptions at any time. Cancellation will generally prevent future billing cycles but may not retroactively refund previously charged subscription periods unless otherwise required by applicable law.

9. Cancellation of Subscriptions

Users may cancel subscriptions through available account settings or by contacting support.

Upon cancellation:

• –access to paid features may continue until the end of the active billing cycle
• –future renewals may be disabled
• –certain features may become inaccessible after expiration of the subscription period

10. Limitation of Liability

To the maximum extent permitted by law, Algofy Trading shall not be liable for:

• –trading or investment losses
• –AI-generated inaccuracies
• –data interruptions
• –market-related damages
• –delayed alerts
• –service interruptions
• –third-party failures
• –subscription-related indirect damages

Use of the Platform is entirely at the user's own risk.

11. Policy Updates

Algofy Trading may update this page periodically.

Continued use of the Platform after updates constitutes acceptance of revised disclosures and policies.

12. Contact Information

For billing, refund, or disclosure-related questions, contact: